We set ourselves the big goal of saving 25000 pounds by March 2019. We have weekly and monthly goals and in this post I'm listing all the tools I'm using to save money in August.

A few years ago we changed our relationship with money to be able to get rid of debt and enjoy a money-stress-free life. Going through Dave Ramsey’s seven steps, we created an emergency budget, then got debt free and eventually built up the emergency fund to accommodate six months of expenses in case one or both of us would lose their income. We’re firm believers in keeping a budget, and I have a few blog posts that explain how to create and use a budget, why it’s essential to have an emergency fund and things you shouldn’t spend that much money on. But things gotRead More →

In this post, I’ll share with you the usual offenders when it comes to items we overspend on. But let me start with a little exercise. Do I buy it or not? A quick tip to help you decide. For quite a while now I changed my way of shopping completely. Actually, the way I look at prices. How do we pay for stuff? With money. How do we get the money? By working – around 8 hours a day, from 9 to 5, Monday to Friday. We’re almost never home during the week, and we spend the weekend cleaning, cooking and organizing. So whenRead More →

A while ago I started a Money Series on the blog, and if you read the blog post and tried to budget for a month, you have successfully finished Step 0 – Now you know what you’re spending money on. If you didn’t, you could start now as the month has just begun. Step 1 is one of the most important and life-changing ones. The Emergency Fund. It’s usually a sum between 1000$ and 1500$ (it’s the average amount that could cover almost any type of standard emergency), but depending on your currency you might just settle for something else. For us, it was 5300 RON.Read More →

Welcome to a new series on the blog. I created it to share with you all the experience, tips, and lessons we learned in the past few years regarding money and budgeting. And if you like the post, take a look at my e-book here – it’s an encyclopedia of money-saving tips. Our money story When Alin and I met, we were both in a terrible financial situation. I think we made it even worse after we started dating. Both of us had an overdraft attached to our debit cards, and he was still paying for his car. We were in debt, and we consideredRead More →